Coast to Coast Motors Official Blog

What is the difference between car insurance and warranty?

By Product Expert | Posted in FAQ on Tuesday, July 31st, 2018 at 2:06 PM
family with a small child sitting in their car

Both automotive insurance and automotive warranties are there to provide drivers with protections in case something should go wrong. But, just what is covered with each type of protection plan can be really confusing. We go over what the differences are between automotive insurance plans and automotive warranties below to help clear things up.

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Automotive Insurance vs Automotive Warranty: What is Covered

family sitting in the back of their hatchbackAutomotive insurance and automotive warranties provide car owners with different types of protection. Auto insurance is there to cover any damage to your car via outside forces like an accident, fire, flood etc. It also covers you in case your car is the cause of any damage. Auto warranties are there to cover the parts inside your vehicle. Generally speaking, automotive warranties cover manufacturer defects and not general maintenance and wear and are there to ensure that car buyers are getting a quality product and not a lemon. Warranties are typically included in the purchase price of a new vehicle and can be added on or extended for an extra cost with a used car purchase.

The specific coverage that your car insurance and/or car warranty provides varies greatly between plans. To understand exactly what is and isn’t covered, you will want to give your insurance and warranty carriers a call.

Other Types of Protection

Drivers looking for even more added protection than their current insurance or warranty provides have the option of purchasing other types of protection via their current carriers or local dealership. Some of the most popular add-on protections include roadside assistance, towing coverage, and rental car assistance.

For more information on the warranty options and add-on protection plans available for used car purchases at the Coast to Coast Auto Group, visit one of our dealerships throughout Texas and Oklahoma or give us a call at 713-321-2793.