Coast to Coast Motors Official Blog

Can a Buy Here Pay Here Car Loan Help Improve Your Credit?

By Product Expert | Posted in How does it work? on Friday, June 12th, 2020 at 6:37 AM
Chart Showing Improvement

Buy here pay here car loans can help improve your credit if you choose the right dealerships. Coast to Coast Motors makes it easy to rebuild your credit and get a quality car or truck with affordable monthly payments.

Can a buy here pay here car dealership help your credit? Yes, they can! Any BHPH dealer that reports on-time payments to the credit bureaus can have a positive impact on your credit and be an important stepping stone in rebuilding a poor credit history.

Less-than-perfect credit can make you feel like it’s impossible to get the car or truck you need. It may even make you feel embarrassed to apply—but the truth is that many people have been in similar circumstances.

Coast to Coast Motors understands that bad things happen to good people, so we don’t base our buy here pay here loan approvals on the past. Instead, we simply look at your ability to pay going forward and help you find a car or truck that perfectly meets your needs and your budget.

Unlike banks, credit unions, and other traditional lenders, our application is fast and easy—and almost everyone is approved. All you need to bring is:

  • Two Recent Pay Stubs
  • Valid Driver’s License
  • A Piece of Mail with Your Current Address

That’s it! We will do whatever it takes to help you find a credit solution no matter what your credit history shows. Our financial team will build a custom plan with affordable rates and monthly payments that make it possible for you to get the car you need—and you’ll be treated with respect throughout the entire process.

Our large inventory of quality pre-owned cars makes it easy to find a vehicle that fits your needs and your budget. Plus, since most of our buy here pay here loans are approved in about 30 minutes, you can drive away the same day.

We believe everyone should have access to the reliable vehicle they need, and our affordable buy here pay here options make it happen!

Stop by Coast to Coast Motors today or get started right now by filling out our online application. Once you know that you’re approved, you can browse our inventory online or one of our helpful sales team members will show all the cars and trucks that may work for you.

Join the Coast to Coast Motors family today and take the first step towards a better credit rating.