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How to find the best insurance rates for used vehicles
Purchasing a new vehicle is an exciting time! However, before purchasing that new vehicle, you should think about how you are going to keep yourself covered if you are involved in an accident. Keep reading below on how to find the best insurance rates for used vehicles.
When should I start shopping for car insurance?
You should begin this process at the same time you begin to look for a new car. It is a good idea to get some quotes from various companies as well as a few quotes on different types of vehicles. Once you have a car picked out, get the VIN number so that you can get an even more specific insurance quote.
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Things to remember when shopping for car insurance
Do not assume that a specific company has the best rates
Huge companies like All-State, State Farm, Progressive, and Nationwide have different rates for different states. Shop around a bit to see what the prices of the different companies are.
Check out the local insurance offerings
Is there a local ma and pa insurance company right down the street from you? It is worth a shot seeing what their insurance costs are as well! Maybe they will get to know you better and be able to offer you lower rates than a larger company.
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Ask about discounts
Are you a good driver that has never been in an accident before? Mention that to your insurance company and see if they can take a few dollars off of your bill. Also, ask them if they offer any other discounts that you would be qualified for.
The age of your vehicle matters
We all want to look spiffy in a new car hot off the assembly line. However, it might be advantageous to purchase a car that is five or six years older because the insurance rates will be a lot lower than on a vehicle that is only one or two years old.
Have your insurance ready to go before you drive off the lot
While you should shop around and find the best insurance that fits your needs, you also need to make sure that your vehicle is covered by the time you drive it off the lot. This way, if something happens as soon as you drive off the lot, you are covered.