Coast to Coast Motors Official Blog

What should I do if I need to file a car insurance claim?

By Product Expert | Posted in FAQ on Thursday, February 14th, 2019 at 3:15 PM
Car salesman talking with a car shopper at the dealership

Almost all drivers will experience an accident at some point in their driving life. If you’ve found yourself needing to file a car insurance claim but you aren’t sure about what the process is like, don’t worry! We break it down step by step here.

First, you will need to call your auto insurance provider. This is the time to ask questions about your specific policy. What is covered? What is your deductible? Does your policy have a coverage limit? Your insurance rep will help talk you through the process of filing a claim and what steps you need to take next. Be sure to ask about what the expected timelines are for submitting bills, filing the claim, reimbursement, etc. After that, most insurance companies will assign you a claims adjuster that takes a deeper look at your accident and damages to assign a payout amount. When that is finished, it’s time to take your vehicle to the service center for repairs.

[Read More: Collision Coverage vs Liability Coverage: Which is Best?]

Do you have any additional questions about how to file an auto insurance claim? Call your insurance provider for additional details about their claims filing process and your specific auto coverage.